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P11: You have few or no accounts with delinquent or derogatory balances
Paying your bills on time improves your score. At most, only a small amount of your balances is currently late.
What you can do:
Keep paying bills on time every month since it is important to maintaining a good credit score. If you remain behind with any payments, bring them current as soon as possible, and then make future payments on time.
A HIGHER LEVEL OF CONFIDENCE
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