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P15: None of your accounts have a recent delinquency or a derogatory status
A delinquency or derogatory is a payment that was made at least 30 or more days late. Recently you have paid all of your accounts on time which has caused your score to improve.
What you can do:
Keep paying bills on time every month since it is important to maintaining a good credit score. If you remain behind with any payments, bring them current as soon as possible, and then make future payments on time.
A HIGHER LEVEL OF CONFIDENCE
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