Continue to enter your reason codes, one at a time, in the search field in order to generate a list of printable explanations below.
45: Not enough balance paid down on retail accounts.
Paying your bills on time improves your score. You have not paid all or nearly all of your retail accounts on time.
What you can do:
Pay your retail accounts on time every month since it is important to maintaining a good credit score. If you remain behind with any payments, bring them current as soon as possible, and then make future payments on time.
A HIGHER LEVEL OF CONFIDENCE
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