VERSION: 4.0

78: Lack of auto account information

Description

The VantageScore credit score model relies on information in your credit files at the three national credit reporting companies (Equifax, Experian and TransUnion) to generate your score. A mix of different types of open and active credit accounts, including auto accounts, can have a positive impact on your score.

Tips

Maintaining open and active credit accounts in good standing can help improve your credit score.