75: Payments on auto accounts less than scheduled amount
Your credit file is showing auto loans with payments made for less than the amounts due. Paying less than the amount due is an indication of being overextended, indicating higher credit risk.
Pay your auto bills on time every month in full since it is important to maintaining a good credit score. If you remain behind with any payments, bring them current as soon as possible, and then make future payments on time in full. Over time, this will have a positive impact on your score.