VERSION: 2.0

BS: The balances on your open bank credit card accounts are too high in comparison to their limits.

Description

You have bank credit card accounts in your credit file with balances that are high compared to the credit limit on the account, which is a proven indicator of increased risk.

Tips

Pay down balances on your accounts and keep them below 30% of the total credit limit on that account. Over time this will have a positive impact on your score.