RN: Your average credit amount on open revolving accounts is too low.


Revolving accounts allow you to carry a balance and your monthly payment will vary, based on the amount of your balance. The average credit limit among all the open revolving accounts in your credit file is low. Having higher limits gives you access to credit without seeking new loans or becoming overextended _ which are triggers for higher risk.


Use credit responsibly and always make payments on time with your existing accounts. After a period of successfully managing your accounts, you can seek increases to your credit limit.